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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

PayPal have always been extremely helpful and easy t...

PayPal have always been extremely helpful and easy to utilise and are clear with their communication as well. Reviewed on: 21st April 2026

Good experience

Could do with a contact message us system instead of having to call Reviewed on: 21st April 2026

Problems with buyers are resolved promptly

Problems with buyers are resolved promptly Reviewed on: 21st April 2026

Easy simple flexible

Easy simple to apply, easy to use, flexible payments make financial life way easier, and a great app to manage you account. Reviewed on: 21st April 2026

Happy with service given and never had any problems

Happy with service given and never had any problems Reviewed on: 21st April 2026

PayPal just love it

Never had an issue always helped with any issues Reviewed on: 21st April 2026

I hate that it’s takes ages for money to come off

I hate that it’s takes ages for money to come off your bill! You show what I owe in an instant but not when I pay it off! Can take weeks sometimes Reviewed on: 21st April 2026

Very good app.

Very good app. Using very often. Reviewed on: 21st April 2026

Quick easy to use easy and to pay back.

Quick easy to use easy and to pay back. Reviewed on: 21st April 2026

Very good and helpful customer service

Very good and helpful customer service Reviewed on: 21st April 2026

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