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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

I wish the intrest rate on my account was a little l...

4
I wish the intrest rate on my account was a little lower, has crept up a bit latley. Reviewed on: 21st April 2026

Great product.

5
Great. Easy to use and affordable. Reviewed on: 21st April 2026

Very good experience, fast and easy

5
Very good experience, fast and easy Reviewed on: 21st April 2026

Great experience very helpful people you can trust

5
Great experience very helpful people you can trust Reviewed on: 21st April 2026

PayPal have been helpful with any transaction and pr...

5
PayPal have been helpful with any transaction and problem I’ve had keep up the good work Reviewed on: 21st April 2026

Good one

4
All good with many years of activity. Reviewed on: 21st April 2026

Always easy ro use

5
Always easy to use. I like that pay in 3 automatically splits your payment for large purchases. Reviewed on: 21st April 2026

Using PayPal for years now

5
Been using PayPal for years now, reliable way of making transactions from anywhere Reviewed on: 21st April 2026

Great service, excellent and swift serivce and great...

5
Great service, excellent and swift serivce and great offers, loads to choose from, thankyou. Reviewed on: 21st April 2026

Paypal, the next best thing to Cash!!

5
Paypal is easy to use, can be setup in minutes and is always there when you need it. Most retailers also accept paypal payment these days Reviewed on: 21st April 2026

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