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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Excellent service with PayPal credit.

5
Excellent service with PayPal credit. Never had any issues unlike other retailers. Interest rates are competitive as long as you manage your debt well. Reviewed on: 21st April 2026

Safety on my goods, great correspondence regarding a...

5
Safety on my goods, great correspondence regarding anything to do with my account. Everything is easy to follow with my account. On the rare time I had to use customer service I was extremely satisfied with the outcome. Reviewed on: 21st April 2026

Easy as!

5
Easy as! .... all very fair and doesnt feel like it's taking advantage of situations. Reviewed on: 21st April 2026

Easy use and provides good payment options

5
It makes all the paymets very easy and makes purchases more affordable. It is also very helpful in terms of international transactions. I use paypal for almost all of my purchases Reviewed on: 21st April 2026

Excellent Provider

5
Always use paypal credit as we get many offers and interest free options. Reviewed on: 21st April 2026

I always use it and it’s great service!

5
I always use it and it’s great service! Many occasions i need to buy something and pay later and it works fine for me. Reviewed on: 21st April 2026

Good service

5
Good and reliable service in every way Reviewed on: 21st April 2026

I find it very easy to use PayPal.

5
I find it very easy to use PayPal. There are many options and I trust them with my bank and card info. If a company doesn’t have PayPal as a way to pay I don’t buy it Reviewed on: 21st April 2026

Great never had a problem with them

5
Great never had a problem with them Reviewed on: 21st April 2026

Always have efficient and friendly service from cust...

5
Always have efficient and friendly service from customer care! Reviewed on: 21st April 2026

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