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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Very flexible and reliable.

5
Very flexible and reliable. Qui k resolutions with vendors. Reviewed on: 21st April 2026

PayPal credit provides an affordable solution at che...

5
PayPal credit provides an affordable solution at checkout which is very competitive. Reviewed on: 21st April 2026

I have used PayPal since early 2000 and this service...

5
I have used PayPal since early 2000 and this service has just got better and better, safe secure way to process payments, great app, excellent updates and communication. The services it provides such as pay in 3, PayPal credit are excellent. Being able now to have a physical card as well as link to curve on phone is another brilliant advancement. Reviewed on: 21st April 2026

PayPal is easy to use and is secure.

5
PayPal is easy to use and is secure. It makes receiving and sending payments easier and faster. Reviewed on: 21st April 2026

Absolutely fantastic.

5
Absolutely fantastic. It's quick simple and fast. Reviewed on: 21st April 2026

Only had a few reasons to call customer service over...

5
Only had a few reasons to call customer service over the years but the staff were always helpful. Reviewed on: 21st April 2026

Never an issue

5
Any issues i have ever had may i state have been very little was dealt with promt speed and professionally. Reviewed on: 21st April 2026

Happy with the service and customer service is great

5
Happy with the service and customer service is great Reviewed on: 21st April 2026

I use PayPal for most of automated payments

5
I use PayPal for most of automated payments as I don't need to fill the card details on websites. It saves time and it's convenient for me. Reviewed on: 21st April 2026

Iam a pensioner you have been very very helpful

5
Iam a pensioner you have been very very helpful Reviewed on: 21st April 2026

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