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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Usually use pay in 3 it's very convenient and easy t...

5
Usually use pay in 3 it's very convenient and easy to shop Reviewed on: 20th April 2026

I had a great experience with PayPal’s support team.

5
I had a great experience with PayPal’s support team. They were incredibly helpful, patient, and quick to respond to my issue. Everything was explained clearly, and my problem was resolved much faster than I expected. It’s really reassuring to know there’s such a reliable and professional team behind the service. Highly recommended! Reviewed on: 20th April 2026

Easy and fast I like their service

4
Easy and fast I like their service Reviewed on: 20th April 2026

Amazing services

5
I have been using the card and it amazing. Easy access to customer service, clear statement. It’s absolutely has amazing services Reviewed on: 20th April 2026

Good customer experience, dealing with overseas and...

5
Good customer experience, dealing with overseas and native sellers Reviewed on: 20th April 2026

Great experience with PayPal Credit

5
So far my experience of PayPal has been really really good. I’m normally opposed to using like some sort of like credit when it comes to paying for certain purchases but PayPal has been really smooth in terms of you know me know when I need to make my payment also just making sure that the dates and everything is clear on the app so it makes it easier for me to use and make a payment on time. Reviewed on: 20th April 2026

Very easy to use.

5
Very easy to use. I love it when i can do three payments. Reviewed on: 20th April 2026

Reliable and professional staff who are quick to res...

5
Reliable and professional staff who are quick to respond to queries Reviewed on: 20th April 2026

Makes purchasing quick and easy, spreading the cost...

5
Makes purchasing quick and easy, spreading the cost in the process Reviewed on: 20th April 2026

Been with PayPal for a number of years always found...

5
Been with PayPal for a number of years always found it good and reliable would recommend it to anybody. Always feel safe when using it. Plus, always very quick with payouts never have to wait too long. Reviewed on: 20th April 2026

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