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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Terrible service disaster charge for nothing but toot

Terrible service disaster charge for nothing but toot Reviewed on: 20th April 2026

Great, no conplaints

Paypal i have used for years and years witg no issues and more recently used paypal credit. It does what it says and is very clear about its charges etc. Reviewed on: 20th April 2026

I have been using PayPal for years.

I have been using PayPal for years. Simple to use and pay without interest feature allows purchasing without the worry. Reviewed on: 20th April 2026

Credit Agreement

I was able to get credit on a purchase without any dramas, everything was straight forward and easy. No complicated forms to fill in and done in an instant. Reviewed on: 20th April 2026

Easy to use

Easy to use. Perfect for paying feels safer Reviewed on: 20th April 2026

Accessible, wide breadth of services, usable and acc...

Accessible, wide breadth of services, usable and accessible app, system never goes down making very reliable, broad acceptance across the economy Reviewed on: 20th April 2026

Very generous credit offer but still some drawbacks

first of all the payment to credit can’t appear immediately on my account and when it comes to the card, it often fails card payment Reviewed on: 20th April 2026

Why PayPal Remains My Go-To Payment Platform

I’ve been using PayPal for a while now, and it has consistently delivered a smooth, reliable, and secure payment experience. What stands out most is the convenience. Sending and receiving money is incredibly easy, and the platform is accepted almost everywhere online. Whether for personal use or business transactions, PayPal makes payments fast and hassle-free. I also value the strong buyer protection, which adds an extra layer of confidence when shopping online. Security is another big plus—transactions feel safe, and I’ve never had any major issues. Even for international payments, the process is straightforward and efficient. While it may not always be the most cost-effective option, due to varying fees—especially currency conversions—it’s still a strong choice for anyone looking for a trusted and easy-to-use digital payment solution. Highly recommended! Reviewed on: 20th April 2026

I used PayPal to pay for most things because I trust...

I used PayPal to pay for most things because I trust in it 100,% Reviewed on: 20th April 2026

Highly recommend as Amazing service with best offers

Amazing service with best offers Reviewed on: 20th April 2026

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