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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

SOO HELPFUL - THANK YOU

Its great - to fall on and you can make little payments as possible if needed or you can create your own little plan when your going to give the money back. Reviewed on: 20th April 2026

It's safe to use and interest rates are low if I pay...

It's safe to use and interest rates are low if I pay off the balance, quick to send in payments Reviewed on: 20th April 2026

Very easy to use and accepted wherever I want to...

Very easy to use and accepted wherever I want to use it Reviewed on: 20th April 2026

Ive been using PayPal since the early 2000's and its...

Ive been using PayPal since the early 2000's and its always been tip top Reviewed on: 20th April 2026

Always been helpful when had any issues.

Always been helpful when had any issues. Reviewed on: 20th April 2026

I don’t use pay pal credit often but i like the fact...

I don’t use pay pal credit often but i like the fact it’s flexible and u can pay it off in small amounts or larger ones when you’re able to Reviewed on: 20th April 2026

Needed to get items for new baby

Needed to get items for new baby credit came in at the right time to help pay for essential items Reviewed on: 20th April 2026

Its really good I highly recommended

Its really good I highly recommended Reviewed on: 20th April 2026

Glad to know PayPal helps!

Since Covid PayPal option of 0% interest free 4 months have helped us greatly, I won’t know what to do perhaps in despair without it. Thank you PayPal. Reviewed on: 20th April 2026

Easy to use.

Easy to use. Convenient access with app Reviewed on: 20th April 2026

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