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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Always reliable and secure feel safe when I have use...

5
Always reliable and secure feel safe when I have used them Reviewed on: 19th April 2026

Easy to use.

5
Easy to use. Convenient, quick and useful. Reviewed on: 19th April 2026

Good customer service

5
Good customer service, option to pay pay in 3 via a credit card would be good. Reviewed on: 19th April 2026

Only ever had to contact PayPal over a refund disput...

5
Only ever had to contact PayPal over a refund dispute, and they were able to provide my refund without any issues. Reviewed on: 19th April 2026

Excellent App

5
Everything is easy to use and is updated quickly. Excellent service. Reviewed on: 19th April 2026

Best way to pay online feels safe

5
Best way to pay online feel safe and comfortable using there payment method never had any issues getting my money back if something went wrong excellent way to pay especially when there are so many fraudulent sellers and scammers about these days excellent work keep it up Reviewed on: 19th April 2026

Excellent service and 100% reliable

5
Excellent service and 100% reliable Reviewed on: 19th April 2026

PayPal are great, really efficient and helpful

5
PayPal are great, really efficient and helpful Reviewed on: 19th April 2026

No interest payback is grear

5
It's great that there's extra time to pay with no interest especially in this economy. Reviewed on: 19th April 2026

quick and easy to pay in installments.

5
quick and easy to pay in installments. great to allow budgeting Reviewed on: 19th April 2026

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