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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Excellent product

Very good product. Easy and hassle free. Accepted everywhere Reviewed on: 19th April 2026

Perfect services and great pay in 3 and pay in 4 mon...

Perfect services and great pay in 3 and pay in 4 months options Reviewed on: 19th April 2026

It’s very easy to use and very convenient.

It’s very easy to use and very convenient. Reviewed on: 19th April 2026

carefree credit

Nothing bad to say, easy and carefree credit Reviewed on: 19th April 2026

My experience with PayPal has been very positive ove...

My experience with PayPal has been very positive overall. The platform is user-friendly, secure, and makes both domestic and international transactions seamless. I particularly appreciate the speed of transfers and the added layer of buyer protection, which gives confidence when making payments online. Customer support has been responsive when needed. However, clearer communication regarding fees and occasional delays would further improve the experience. Reviewed on: 19th April 2026

Love using PayPal, everything is so easy

Love using PayPal, everything is so easy Reviewed on: 19th April 2026

I can always count on quick purchases when needed.

I can always count on quick purchases when needed. Perfect operation and fast delivery. I recommend it. Reviewed on: 19th April 2026

Paypal very easy to use.

Paypal very easy to use. The app is user friendly. Lots of perks amd good calie for money Reviewed on: 19th April 2026

Pay pal simple to usd

Convenient way to make payments. Pay in three very convenient and simple to set up, as a way of spreading the cost of high value purchases Reviewed on: 19th April 2026

Can’t recommend more! Secure, trusty and very easy!

I been with Paypal for over 10 years and with time it’s just got better and better. The payment options and set up is so easy. The most great thing is that it’s secure and I can send or request money without reviewing my bank account! It’s always excellent in many ways than one! Reviewed on: 19th April 2026

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