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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

It has been flawless until now.

It has been flawless until now. I'm very happy with paypal Reviewed on: 19th April 2026

Great service

I use PayPal frequently and I've not had any problems with their service. I use PayPals various payment methods to pay for my orders. Reviewed on: 19th April 2026

Good but could do with improvements

I find PayPal really convenient to use, but the layout is a bit frustrating—especially since you can’t pay off individual bills easily. It would be a big improvement if that feature were more flexible. Reviewed on: 19th April 2026

Flexible and easy to use friendly service

Flexible and easy to use friendly service Reviewed on: 19th April 2026

quick easy to use, many online stores accept paymen...

quick easy to use, many online stores accept payment and with creditcard easy to use in stores. Reviewed on: 19th April 2026

Easy to use, never had a problem

Easy to use, never had a problem Reviewed on: 19th April 2026

I use PayPal at every opportunity I can, I feel saf...

I use PayPal at every opportunity I can, I feel safe while using it and when I’ve had problems In the past with retailers or payment problems , they have been resolved quickly by PayPal. Reviewed on: 19th April 2026

Best credit provider

It was good experience with PayPal Reviewed on: 19th April 2026

Easy to use, flexible payments byt some APR expensive

Easy to use, flexible payments byt some APR expensive Reviewed on: 19th April 2026

I applied for the credit card and it was approved ex...

I applied for the credit card and it was approved extremely quickly and such a great product thanx Reviewed on: 19th April 2026

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