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PayPal: PayPal Credit reviews

4.90
Based on 104,560 reviews, last reviewed 11th May 2026
2478700% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing overall experience It enable you to build your credit score and is available to use both instore and online at may retailers as well as earning points to spend elsewhere... Read more Reviewed on: 11th May 2026
Ellie O's avatar
Ellie O

Latest lowest rating:

1

There is no money security even you dont get the... There is no money security even you dont get the item Reviewed on: 11th May 2026
AA's avatar
AA

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104560)

Great

5
Great special buy now pay later Reviewed on: 13th June 2022

Amazing service

5
Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022

Easy to set up and take control of

5
Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022

Great for bigger purchases

5
Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022

PayPal credit saved my life.

5
PayPal credit is a wonderful tool that allows me to purchase things and pay for them 4 months later with 0% interest Reviewed on: 13th June 2022

Handy

5
Helpful tool allows me to purchase and pay back in instalments that suit me Reviewed on: 13th June 2022

Great service, I use it all the time

5
Paypal credit is my go to for anything over £100, I also use their pay in 3 option for many purchases which eases the burden over 3 installments automatically. I've used it for many electronics and other large purchases. Reviewed on: 13th June 2022

Great for internet free period

5
PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022

Thanks

5
Thanks you The best one In World Reviewed on: 13th June 2022

Easy payment

5
I use my credit long time ago and and I very with them..I can use without fees or small fees with flexibile payment. Reviewed on: 13th June 2022

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