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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Easy to use with added bonus of the new points incen...

Easy to use with added bonus of the new points incentive Reviewed on: 19th April 2026

Always quick and easy to use

Always quick and easy to use. Simple to understand. Back of money back if goods not received. Easy to contact if you need help when things are substandard or not delivered at all and you have contacted the seller and got nowhere Reviewed on: 19th April 2026

Very efficient seamless service hassle free.

Very efficient seamless service hassle free. User friendly & have recommended your service to friends & family Reviewed on: 19th April 2026

USING PAYPAL FOR YEARS WITH EBAY AND OTHE TRANSACTIO...

USING PAYPAL FOR YEARS WITH EBAY AND OTHE TRANSACTIONS NEVER ANY ISSUES Reviewed on: 19th April 2026

Paypal excellence

Easy to use, no problem with payments for goods I've bought, any reports of scams etc dealt with quickly and professionally, advice supplied re possible scams and avoidance excellent. Any dealings with staff have been excellent, staff very friendly professional and knowledgeable Reviewed on: 19th April 2026

I am always using PayPal and never had any issues...

I am always using PayPal and never had any issues Reviewed on: 19th April 2026

Easy to set up and go.

Easy to set up and go. Easy to use, easy to keep track of spending and credit. Reviewed on: 19th April 2026

Happy with pay pal

I’m always happy to shop with PayPal. Easy, safe and quick. Good to buy something more expensive so can pay in instalments. Reviewed on: 19th April 2026

Quick and easy

Using PayPal credit is a quick and easy.experience Reviewed on: 19th April 2026

PayPal is generous for this with money difficulties

Paypal have been great and allowed me to have a variety of options to pay for things needes that others have declined Reviewed on: 19th April 2026

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