Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Never had any problems with PayPal

Never had any problems with PayPal Reviewed on: 19th April 2026

I use PayPal for most my transactions online.

I use PayPal for most my transactions online. I feel safe Reviewed on: 19th April 2026

I regularly use PayPal credit and pay in three options.

I regularly use PayPal credit and pay in three options. Both are easy and reliable. I couldn’t do without PayPal it’s my main financial go to for payments. Reviewed on: 19th April 2026

PayPal gives relief to its customers.

PayPal gives relief to its customers. It protects it's customers from fraud. Again, it is a safe and easy place to be in terms of financial services. Reviewed on: 19th April 2026

Paying in 3 instalments

I like the pay in 3 instalments as you can keep track of money you owe. I also like for any big purchases over £100 you get 4 months yo pay. Reviewed on: 19th April 2026

Easy to use and reliable

Easy to use and reliable service and good customer service Reviewed on: 19th April 2026

Great for payment spreading

Great way to spread payments ans if you keep tp payment schedule can be interest free Reviewed on: 19th April 2026

I’ve been using PayPal for years.

I’ve been using PayPal for years. Had no issue at all with any services Reviewed on: 19th April 2026

No problem ever paying via PayPal.

No problem ever paying via PayPal. Quick and efficient Reviewed on: 19th April 2026

Dont use paypal with Emirates as there are hidden ch...

Dont use paypal with Emirates as there are hidden charges… Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub