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PayPal: PayPal Credit reviews

4.90
Based on 104,663 reviews, last reviewed 11th May 2026
2483500% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love using PayPal. Love using PayPal. Easy for transactions and statements are easy to understand Reviewed on: 11th May 2026
Dave R's avatar
Dave R

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104663)

Easy

5
PayPal credit makes paying for large orders manageable. I don’t even use my credit card because PayPal credit allows me to pay back over four months no interest! Reviewed on: 13th June 2022

Good

4
I will recommend it to everyone Reviewed on: 13th June 2022

Paypal is safe and quick

5
You can buy pay 3 plan with no intersest! Reviewed on: 13th June 2022

Just Works and 0%

5
Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022

Great Service

5
The Paypal credit service is truly amazing. I use it a lot as the 0% interest over 4 months which is great. Reviewed on: 13th June 2022

Convenient

4
A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022

PAYPAL CREDIT

5
It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022

Easy and fast

5
Easy and Quick to use, very handy Reviewed on: 13th June 2022

excellent great business

5
Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022

Best ever for me like it so much..

5
I’m using them from long time never had any problems. Reviewed on: 13th June 2022

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