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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Best online payment system, now even physical cards

Best online payment system, now even physical cards Reviewed on: 19th April 2026

I’m happy with PayPal and PayPal credit it’s so easy...

I’m happy with PayPal and PayPal credit it’s so easy to use so I have time to pay back very happy customer. Reviewed on: 19th April 2026

Very easy and secure to use.

Very easy and secure to use. It’s really simple to use PayPal for shopping online Reviewed on: 19th April 2026

Exclusively PayPal Online Shopping for me.

I use PayPal exclusively for online shopping. It is fast secure and very affordable with their Pay In Three option. I can shop when I see something I want, then complete the payments (Paid in Full) as soon as I can afford to. I make early payments for which there is no penalty as I don't like debt. I also opened the credit fund, which I have never needed to use thankfully. Its nice to know its there. Safe Affordable Shopping... my SAS, sure whats not to Love? Reviewed on: 19th April 2026

Too expensive to borrow.

The interest rates are way too high. Reviewed on: 19th April 2026

old customer, very usefull, good to buy online.

old customer, very usefull, good to buy online. Reviewed on: 19th April 2026

Best retail finance provider

The Paypal is the Best retail finance provider Reviewed on: 19th April 2026

Effective and efficient service,I also get 0% intere...

Effective and efficient service,I also get 0% interest for 4 months Reviewed on: 19th April 2026

excellent easy to use brilliant Good to...

excellent easy to use brilliant Good to use Reviewed on: 19th April 2026

Simplicity and flexibility

Easy and simple to use , statements are clear to understand and is very flexible with splitting payment . Reviewed on: 19th April 2026

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