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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Excellent the way PayPal services

Excellent the way PayPal services Reviewed on: 19th April 2026

It’s so good!

It’s so good!! Helps everytime I order something super simple and easy Reviewed on: 19th April 2026

Very handy to have for larger purchases.

Very handy to have for larger purchases. Nice to be able to spread the cost over a few months. Reviewed on: 19th April 2026

Right guys PayPal credit it good very helpful when u...

Right guys PayPal credit it good very helpful when u needed..highly recommend Reviewed on: 19th April 2026

Complicated and unexpected fees deduction

Complicated and unexpected fees deduction Reviewed on: 19th April 2026

A very happy customer indeed

I really like the promotional offer. - an extremely useful feature:. Having physical card now is also a great improvement. The fact there was not a card previously was my only criticism to date. The app itself is very easy to navigate. Have recommended Paypal Credit to family, close friends and colleagues.. have not needed to use their customer service really and that is why I graded it as Good rather than Excellent. A very happy customer indeed. Reviewed on: 19th April 2026

I've had good experiences with paypal.

I've had good experiences with paypal. Reviewed on: 19th April 2026

I love this app is very easy to use

I love this app is very easy to use Reviewed on: 19th April 2026

Makes living easier!

Makes living easier! Fits in easily with all practical and Unpractical purchases. Easy to stay on top of my spending. Reviewed on: 19th April 2026

PayPal is very sufficient your guaranteed value for...

PayPal is very sufficient your guaranteed value for money with there services. Reviewed on: 19th April 2026

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