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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Reliable and Secure Way to Pay

PayPal has been reliable, easy to use, and a service I continue to depend on for safe online payments. Reviewed on: 19th April 2026

Been with PayPal for years now.

Been with PayPal for years now. Very good service Reviewed on: 19th April 2026

I was scammed sometime ago and PayPal found in favou...

I was scammed sometime ago and PayPal found in favour of the scammer. Reviewed on: 19th April 2026

Using PayPal credit for over 5 years.

I have used PayPal credit for over 5 years. It is very useful and very easy to use and I love the app for checking on what I owe and paying back. Reviewed on: 19th April 2026

Easy to use.

Easy to use. And simple peace of mind for online purchasing Reviewed on: 19th April 2026

Excellent service, great value of your money

Excellent service, great value of your money . Very convenient for interest free offers.. there is more to improve customer support as technical point. Always had voice issue when called customer support team. Otherwise using PayPal for number of years, very happy to say never had any major issue Reviewed on: 19th April 2026

Never had a bad experience with PayPal that’s how ea...

Never had a bad experience with PayPal that’s how easy it is to use their services Reviewed on: 19th April 2026

Easy to access, reliable and friendly

Easy to access, reliable and friendly Reviewed on: 19th April 2026

Reliable and efficient.

Reliable and efficient. I always have resolved the problems or purchases made using with PayPal credit. Never had any problem or delay Reviewed on: 19th April 2026

Really happy

Easy to use and great options to pay for things. Used PayPal for years.. love it Reviewed on: 19th April 2026

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