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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Life Saver..

Life saving experience, a save haven for me supporting my financial commitments Reviewed on: 19th April 2026

Everything is good only one thing needs to improve...

You need to have a customer call number where we can speak to someone over the phone for queries. Thank you Reviewed on: 19th April 2026

PayPal provides a great service

I have used PayPal for years and they always feta great service. So pleased I am part of it Reviewed on: 19th April 2026

So easy to use and excellent if there is ever any is...

So easy to use and excellent if there is ever any issues with purchases. Puts my mind at ease Reviewed on: 19th April 2026

really great .

really great ..fantastic easy to pay Reviewed on: 19th April 2026

Extremely Helpful

PayPal credit is very convenient if I need to buy for example new trainers or jeans mid month, Reviewed on: 19th April 2026

I have had a great experience using PayPal Credit.

I have had a great experience using PayPal Credit. The service is incredibly fast, and I was able to use it almost instantly. Most importantly, it feels very safe and secure when making online purchases. It gives me great peace of mind. Highly recommended! Reviewed on: 19th April 2026

Reliable

Never had any problems when dealing with them. Reviewed on: 19th April 2026

Easy and quick to apply set up. Its a .bonus facility

Used several times for various transactions large and small. Really beneficial and easy to use Reviewed on: 19th April 2026

Been using paypal for 15 years.

Been using paypal for 15 years. Only improved since then Reviewed on: 19th April 2026

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