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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Friend for any time

An excellent experience. I am pleased to use your services. Reviewed on: 19th April 2026

Easy to use....the best app good experience

Very good,goodexperience,easy to Reviewed on: 19th April 2026

Convenient and Flexible Way to Pay

I’ve had a really positive experience using PayPal Credit. It made it much easier to spread the cost of a larger purchase without stressing my budget all at once. The application process was quick, and I like how seamlessly it works during checkout. Managing payments is straightforward, and I appreciate the flexibility it offers. As long as you stay on top of your payments, it’s a very useful option. Reviewed on: 19th April 2026

Good service . Fantastic

Good service . Fantastic job . Super helpful and very informative Reviewed on: 19th April 2026

Easy to use

Very easy to work with, quick solution Reviewed on: 19th April 2026

As a long time user I have enjoyed the use of PayPal...

As a long time user I have enjoyed the use of PayPal 23 years so far, maybe many more!! Always helpful when needed. Honest and reliable service and advice. Reviewed on: 19th April 2026

Easy to use.

Easy to use. Great 0% interest offers Reviewed on: 19th April 2026

Fast and convenient.

Fast and convenient. Has been a life saver for bigger purchases. Reviewed on: 19th April 2026

Easy to use and very happy with security it gives me.

Easy to use and very happy with security it gives me. Reviewed on: 19th April 2026

4 payments free

Nice to use 4 months payment it’s very helpful to enjoy your life Reviewed on: 19th April 2026

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