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PayPal: PayPal Credit reviews

4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181140)

Paypal credit

5
Paypal credit has empowered me to be able to male purchases i wouldnt normally be able to afford at the time but is great for repayments Reviewed on: 19th April 2026

Paypal CREDIT The Best

5
Paypal CREDIT is so easy to work with no hidden fees! What more can i say. What you see is what you get.excellent customer services and great rates. Always used paypal for most of my transactions Reviewed on: 19th April 2026

Great way to buy something you need pay over 4 month...

5
Great way to buy something you need pay over 4 months, easy to do Reviewed on: 19th April 2026

PayPal is my go to

5
I try and use PayPal for everything, it is so easy to use and straightforward. Reviewed on: 19th April 2026

So easy to use, PayPal is safe, secure and reliable

5
So easy to use, PayPal is safe, secure and reliable Reviewed on: 19th April 2026

Easy and safe way to pay, refunds on credit are inst...

5
Easy and safe way to pay, refunds on credit are instant that is kind of good considering other credit services Reviewed on: 19th April 2026

Easy to use, can send money to others easily.

5
Easy to use, can send money to others easily. Paypal credit is easy and gives me time to pay off purchases. Reviewed on: 19th April 2026

Anytime I have had an issue it has been easy to get...

5
Anytime I have had an issue it has been easy to get help or refund Reviewed on: 19th April 2026

With PayPal I feel safe

5
With PayPal I feel secure and when I have had issues and called customer serv they have been a great help. Felt rest assured with thier support. Reviewed on: 19th April 2026

I have great experience about the pay pal

4
I have great experience about the pay pal Reviewed on: 19th April 2026

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