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PayPal: PayPal Credit reviews

4.73
Based on 181,140 reviews, last reviewed 3rd Sep 2026
14% decrease in 5 star reviews
in the past 90 days
4% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026
Ilaya G's avatar
Ilaya G

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181140)

Pay pal.

5
Pay pal is great to safely spend money and is very easy to use Reviewed on: 19th April 2026

No UK contact, international calls only

5
No UK contact, international calls only Reviewed on: 19th April 2026

Very easy to use, accepted at all the places I go sh...

5
Very easy to use, accepted at all the places I go shopping, no complaints Reviewed on: 19th April 2026

Just great!

5
Just great! Clear information, easy to find out what I need and no rip offs - unlike some OTHER credit facilities Reviewed on: 19th April 2026

Very good experience!

5
Very good experience! Very intuitive and always available. User friendly app. Reviewed on: 18th April 2026

Good job

5
My money is saved v on time.good verification and Reviewed on: 18th April 2026

All good no problems , it’s usually smooth and infor...

5
All good no problems , it’s usually smooth and informs me of any issues Reviewed on: 18th April 2026

Easy to arrange and available as and when you need...

5
Easy to arrange and available as and when you need it Reviewed on: 18th April 2026

Very happy Divs!a!..

5
Been with PayPal couple of yrs n happy with them Reviewed on: 18th April 2026

Great to borrow money with interest free at all time

5
Great to borrow money with interest free at all time Reviewed on: 18th April 2026

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