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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Worth having

A good facility to have; I like the 0% option especially. Reviewed on: 18th April 2026

Security offered by PayPal and Credit Conditions off...

Security offered by PayPal and Credit Conditions offered are a plus! Reviewed on: 18th April 2026

Extremely simple to use.

Always use PayPal credit for larger purchases and never have an issue. Reviewed on: 18th April 2026

Too bad is limited to use.

Too bad is limited to use. Will be more useful in other markets too, and on eBay onli pay in 4 ... Is a shame Reviewed on: 18th April 2026

Excellent services and very satisfying.

Excellent services and very satisfying. Reviewed on: 18th April 2026

Easy to use, used on so many retailers

Easy to use, used on so many retailers Reviewed on: 18th April 2026

It’s always a good experience using PayPal

It’s always a good experience using PayPal Reviewed on: 18th April 2026

Easy to use credit for online purchases but best of...

Easy to use credit for online purchases but best of all four months interest free to pay over time. Reviewed on: 18th April 2026

Over the years, PayPal has been very helpful allowin...

Over the years, PayPal has been very helpful allowing me to spread purchase payments using PayPal credit with zero interest for 4 month or splitting payments into 3. Major work needed around my house have been made possible by PayPal, PayPal worked for me. Reviewed on: 18th April 2026

PayPal is an easy convenient way to pay, the take 3...

PayPal is an easy convenient way to pay, the take 3 allows you to spread the cost for payments increasing affordability on purchases Reviewed on: 18th April 2026

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