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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Very good app very simple to understand.

Very good app very simple to understand. Reviewed on: 18th April 2026

It’s very convenient and reliable

It’s very convenient and reliable Reviewed on: 18th April 2026

Paypal credit must have.

Paypal credit saves my life. With the offers available as well and very helpful customer support service I highly recommend having it. I had it for ages and never have any problems. Reviewed on: 18th April 2026

Superb service

Anytime I've contacted them they've been extremely helpful Reviewed on: 18th April 2026

Great way of of using credit, love the 0% for 4 mont...

Great way of of using credit, love the 0% for 4 months, helps a lot in today’s age. Reviewed on: 18th April 2026

Great safe way to manage money.

Great safe way to manage money. Provides ability to afford costly expenses with the option to pay in 3 and with credit. Reviewed on: 18th April 2026

PayPal is the best digital payment platform

PayPal is really good. I could easily pay and receive money not only in local currency but in foreign too; without any extra charges and hidden fees. Its credit feature is awesome allows me pay back in 4 months; which is really a great help. Thanks PayPal. Reviewed on: 18th April 2026

PayPal Credit

Grate way to spread the cost of purchases Reviewed on: 18th April 2026

Brilliant

Brilliant service, very helpful customer service Reviewed on: 18th April 2026

Simple and easy to use anywhere in the world

Simple and easy to use anywhere in the world Reviewed on: 18th April 2026

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