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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Payment plan can be a bit confusing

Payment plan can be a bit confusing Reviewed on: 18th April 2026

I've had PayPal for a long time and it's always been...

I've had PayPal for a long time and it's always been convenient for me to use. Reviewed on: 18th April 2026

Seamless Convenience

PayPal is a fast and secure way to shop online because you don’t have to share your bank details, making payments quick and stress-free. Reviewed on: 18th April 2026

Great service all round.

Great service all round. Easy to use simple and effective wi the good customer service all the time. Quick and efficient Reviewed on: 18th April 2026

Great experience great company very handy to use qui...

Great experience great company very handy to use quick withdrawals and quick payment methods Reviewed on: 18th April 2026

Piece of Cake

easy to setup and use, good credit limit and timely reminders Reviewed on: 18th April 2026

Very helpful service

PayPal Credit is very easy to use and helpful for online shopping. I like the flexibility to pay later. The app is simple and works well. I am happy with the service. Reviewed on: 18th April 2026

It’s convenient and safely using PayPal on any onlin...

It’s convenient and safely using PayPal on any online purchases and if have problems arise they can sort out quickly. Reviewed on: 18th April 2026

I like paypal but sometimes takes long time to show...

I like paypal but sometimes takes long time to show transactions and sometimes is not working on apply payment Reviewed on: 18th April 2026

I use PayPal credit ....

I use PayPal credit and just wish that the fees were less.Otherwise I frequently trust Paypal Reviewed on: 18th April 2026

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