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PayPal: PayPal Credit reviews

4.73
Based on 181,140 reviews, last reviewed 3rd Sep 2026
14% decrease in 5 star reviews
in the past 90 days
4% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026
Ilaya G's avatar
Ilaya G

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181140)

PayPal and PayPal credit Life Savers!

5
PayPal and PayPal credit are simply life savers for big purchases! Reviewed on: 18th April 2026

Always there when needed, quick to access and easy t...

5
Always there when needed, quick to access and easy to return the money borrowed Reviewed on: 18th April 2026

Excelent bank

5
Excelent bank and easy to use. Quick and safe transaction. Reviewed on: 18th April 2026

Really good products and checkout experience.

5
Really good products and checkout experience. Allows a very convenient checkout Reviewed on: 18th April 2026

I find Paypal credit to be easy to use and understand.

5
I find Paypal credit to be easy to use and understand. Reviewed on: 18th April 2026

Safe way to buy online with full peace of mind

5
Very helpful when there's a dispute Reviewed on: 18th April 2026

Easy to use

5
Easy to use and scheduled payments are very simple and easy to understand. Reviewed on: 18th April 2026

PayPal is my pal

5
Everything is great. Very happy from PP service Reviewed on: 18th April 2026

Am very much happy with PayPal very easy and conven...

5
Am very much happy with PayPal very easy and convenient i really enjoy it Reviewed on: 18th April 2026

PayPal's the best for online shopping; it protects y...

5
PayPal's the best for online shopping; it protects you from scams with a money-back guarantee. Reviewed on: 18th April 2026

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