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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Great service

Use PayPal for my weekly Ocado shop points soon build up. Reviewed on: 18th April 2026

Very happy with there services and support when need...

Very happy with there services and support when needed refunds PayPal credit is great way to pay and u can in pay in 3 0% interest payments I have used them for years and trust there financial management Reviewed on: 18th April 2026

Great company

Great company always helpful when needed Reviewed on: 18th April 2026

I’ve always kept ontop of payments as you can easily...

I’ve always kept ontop of payments as you can easily set up a direct debit making sure you never fall behind on any outstanding payments. Definitely great for someone like me who has ADHD. Definitely my preferred credit lender. Reviewed on: 18th April 2026

Just works for all my purchases.

Just works for all my purchases. Using on Google pay is a game changer for all my contact less purchases & earning points is a grart incentive to use every time. Reviewed on: 18th April 2026

PayPal makes online shopping easy

PayPal makes online shopping easy and safe and the addition of PayPal credit helped improve the experience Reviewed on: 18th April 2026

Quick and easy to setup and manage via the app.

Quick and easy to setup and manage via the app. PayPal has always had great customer service and support Reviewed on: 18th April 2026

Piece of mind

Paypal is the best and safest way of payment… Reviewed on: 18th April 2026

.Good value

Good value for money, using the app for several years with good money saving results. Reviewed on: 18th April 2026

Simple and easy to use.

Simple and easy to use. Works on all my devices Reviewed on: 18th April 2026

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