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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Straightforward, convenient and trustworthy

Straightforward, convenient and trustworthy Reviewed on: 18th April 2026

Paypal credit is great.

Paypal credit is great. It's an added credit facility that helps with the cashflow. Reviewed on: 18th April 2026

PayPal does everything I need

PayPal does everything I need and I love the credit function. I wish the limit was higher so I could use it for more luxury items. Reviewed on: 18th April 2026

Easy purchasing

Easy to get through. HelpfulDisputes get sorted Reviewed on: 18th April 2026

Straight forward transaction, support is great and g...

Straight forward transaction, support is great and good customer service Reviewed on: 18th April 2026

The go-to-up for expenses

I have been using PayPal for more than 5 years and I’m really satisfied with it. It’s really flexible, stress free and convenient. I use it to buy flights tickets, gifts for my family and myself. In addition, whenever I had raised a dispute, PayPal helped me get my money back when I was right. Reviewed on: 18th April 2026

Easy to use app.

Easy to use app. Never had a valid reason to doubt their services. Great work! Reviewed on: 18th April 2026

Always helpful and there if you have any problems or...

Always helpful and there if you have any problems or disputes. They listen to your concerns and do there best to help solve them. Reviewed on: 18th April 2026

Im happy with paypal credit.

Im happy with paypal credit. Im enjoying it Reviewed on: 18th April 2026

Amazing flexible freedom and very good

Amazing,flexible and helpful gives you the freedom of flexibility Reviewed on: 18th April 2026

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