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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Excellent service

Excellent service and a credit is always available to use. Reviewed on: 18th April 2026

PayPal have been great for years & keep getting better

I have been with PayPal for many years now. And its customer service and support is second to none. My money feels safe and secure, especially for online purchases. I love that there are multiple ways to pay . And that if anything I purchase is covered by the PayPal guarantee. I case there is a fault in the purchased item. Reviewed on: 18th April 2026

Easy and convenient

It is easy to use, very quick and efficient. Reviewed on: 18th April 2026

Seamless service

Seamless service, never had any problems with using PayPal or customer service. Reviewed on: 18th April 2026

Very great and detailed explanation

Very great and detailed explanation Reviewed on: 18th April 2026

It was good.

It was good. But more clarity and visibility around account will be helpful Reviewed on: 18th April 2026

Repeated captur requests are a nightmare

It's been mixed. I hate the constant captur requests, I just want to use my money freely.i hate that I couldn't pay for a hotel in Italy as I could t move the money over to a payment card.o hate the limited functions but I'm happy I finally have a PayPal card. Reviewed on: 18th April 2026

Very good PayPal and I am very happy

Very good PayPal and I am very happy Reviewed on: 18th April 2026

PayPal trusted for many years

I’ve trusted PayPal for many years now for making the vast majority of my online purchases. It’s quick, easy to use and track my transactions. I strongly recommend PayPal to anyone who asks. I like the extra layer of security going between my purchases and bank account. Reviewed on: 18th April 2026

I’ve been using PayPal for over twenty years now and...

I’ve been using PayPal for over twenty years now and it’s always been my first option for payments and always will. Reviewed on: 18th April 2026

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