Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

View other PayPal products

4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181140)

Always my go to choice .

Always my go to choice . Easy to use Reviewed on: 18th April 2026

My last conversation was not good with customer care

My last conversation was not good with customer care Reviewed on: 18th April 2026

Easy to use and convenient.

Easy to use and convenient. Totally recommend it Reviewed on: 18th April 2026

I’m really glad that used paypal

I’m really glad that used paypal Reviewed on: 18th April 2026

Great way to spread the cost of goods and no interes...

Great way to spread the cost of goods and no interest easy to set up and easy to access your account Reviewed on: 18th April 2026

PayPal is widely considered a safe and reliable plat...

PayPal is widely considered a safe and reliable platform for sending and receiving money online. Thats why i like to use it Reviewed on: 18th April 2026

Great app always use when need to make big purchases...

Great app always use when need to make big purchases Reviewed on: 18th April 2026

Allowed a scammer to attempt to charge me through Pa...

Allowed a scammer to attempt to charge me through PayPal when I had evidence that it was indeed a scam Reviewed on: 18th April 2026

Have had a great experience with PayPal

Have had a great experience with PayPal Reviewed on: 18th April 2026

Fast and secure

I love how easy it is to use PayPal for online shopping and the security it brings. Unresolved orders are sorted out quickly, without fuss. Also pay in 3 is so helpful when buying larger items. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub