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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Regarding paying phn bills

It was very good. When i used credit of paypal to pay monthly my phn bill Reviewed on: 18th April 2026

Great experience very easy and great to use and cont...

Great experience very easy and great to use and contact - every place offers PayPal Reviewed on: 18th April 2026

PayPal Credit is the best for me.

PayPal Credit is the best for me. The will have you couple of mo the to settle with no interest. You can also speed up your payment by topping up every week or any time before the payment is due every month. Reviewed on: 18th April 2026

Always best, I recommend it to everyone

Always best, I recommend it to everyone Reviewed on: 18th April 2026

So far no problem.

So far no problem. Im using for more than 7 years now. Reviewed on: 18th April 2026

PayPal is easy quick and safe to use.

PayPal is easy quick and safe to use. Reviewed on: 18th April 2026

shame that can not use credit card for payments

shame that can not use credit card for payments Reviewed on: 18th April 2026

Any issues are resolved very quickly.

Any issues are resolved very quickly. Easy transactions. Great service. Reviewed on: 18th April 2026

enough credit when you need it, pay in 3 times or 0%...

enough credit when you need it, pay in 3 times or 0% in 4 months very convenient at checkout with no credit check Reviewed on: 18th April 2026

PayPal is great and provide a fantastic service

PayPal is great and provide a fantastic service Reviewed on: 18th April 2026

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