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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Have been using PayPal and PayPal credit for a long...

Have been using PayPal and PayPal credit for a long time am really happy really easy to use easy to get support when needed customer service people are excellent and get the problem sorted Reviewed on: 18th April 2026

Use it all the time and have no problems whatsoever...

Use it all the time and have no problems whatsoever it’s brilliant Reviewed on: 18th April 2026

Life saver

This service is absolutely user friendly and a life saver Reviewed on: 18th April 2026

If made transactions online before but wasn’t always...

If made transactions online before but wasn’t always happy putting my card details in, sometimes my bank wouldn’t allow transactions abroad as the thought them suspicious, so I tried the credit option which would allow me to pay but also, without the hassle of dealing with my bank. Reviewed on: 18th April 2026

Fast & very reliable.

Fast & very reliable. Safe and secure. Reviewed on: 18th April 2026

Pay pal has made payment very easy

Pay pal has made payment very easy Reviewed on: 18th April 2026

Fantastic

Easy to use and easy to make repayments and purchase interest free period is great Reviewed on: 18th April 2026

Easy to pay when shopping online.

Easy to pay when shopping online. No hassles and good choice of payment options. Reviewed on: 18th April 2026

Using PayPal

Using PayPal has always made online payments feel quick, simple, and secure. I like how easy it is to check out without entering card details every time, and the buyer protection gives me extra confidence when shopping online. It also works smoothly for sending and receiving money, which makes it a very convenient payment option. PayPal has saved me time and made the whole process of paying online much more straightforward. Reviewed on: 18th April 2026

PayPal setting the bar for excellence

Easy app to use , great customer service. I use mostly for online purchases. Any problems are dealt with swiftly and are positive. I would recommend to anyone Reviewed on: 18th April 2026

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