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PayPal: PayPal Credit reviews

4.73
Based on 181,140 reviews, last reviewed 3rd Sep 2026
14% decrease in 5 star reviews
in the past 90 days
4% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026
Ilaya G's avatar
Ilaya G

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181140)

Am very proud of pay pal for your excellent services...

5
Am very proud of pay pal for your excellent services, everytime I can make a purchase and pay later with no interest or little interest so that’s on its own gives me peace of mind Reviewed on: 18th April 2026

Very easy to use.

5
Very easy to use. Great way of splitting payments Reviewed on: 18th April 2026

awesome wonderful

5
Really satisfied ith paypal credit Reviewed on: 18th April 2026

Rukshana

5
Highly recommend. Excellent experience every time. Love this PayPal. Trusted side. Reviewed on: 18th April 2026

PayPal helped me in my hard time

5
PayPal helped me in my hard time Reviewed on: 18th April 2026

Amazing experience customer support is great and eas...

5
Amazing experience customer support is great and easy managing money Reviewed on: 18th April 2026

I like paypal but it could be much better regarding...

4
I like paypal but it could be much better regarding direct debits and recorring payments. Reviewed on: 18th April 2026

Not had a single problem.

5
Not had a single problem. Fast responses and confidence giving! Reviewed on: 18th April 2026

The credit is flexible and affordable

5
The credit is flexible and affordable Reviewed on: 18th April 2026

PayPal is easy,quick and trustworthy,I couldn't be m...

5
PayPal is easy,quick and trustworthy,I couldn't be more pleased Reviewed on: 18th April 2026

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