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PayPal: PayPal Credit reviews

4.73
Based on 181,144 reviews, last reviewed 8th Sep 2026
42% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026
anne maxwell's avatar
anne maxwell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181144)

It’s a fantastic service and easy to use whilst safe...

5
It’s a fantastic service and easy to use whilst safe and secure Reviewed on: 18th April 2026

I find the app very useful.

5
I find the app very useful. I also appreciate the credit options offered by PayPal Reviewed on: 18th April 2026

Reliable financial service.

5
Reliable financial service. Excellent customer service too Reviewed on: 18th April 2026

Easy, convenient, can use anywhere

5
Easy, convenient, can use anywhere Reviewed on: 18th April 2026

Amazing Service

4
PayPal service has always given me option to purchase something at high value and pay over a period of time. It’s quick and easy. And their customer service team are great. Reviewed on: 18th April 2026

Easy to use PayLal

5
A very easy way of paying and I’d you use the 3 month payment you can budget without getting in a mess financially Reviewed on: 18th April 2026

Easy to use , safe and secure.

5
Easy to use , had no need for customer service yet so can't comment on that side of the business. Overall a safe secure way to transact online . Very happy. Reviewed on: 18th April 2026

Great service I love PayPal they are effiecient and...

5
Great service I love PayPal they are effiecient and easy to use Reviewed on: 18th April 2026

Really nice and reliable financial support for stand...

5
Really nice and reliable financial support for standard family budget. Reviewed on: 18th April 2026

Good experience and easy to use.

5
Good experience and easy to use. Reviewed on: 18th April 2026

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