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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

Too high interest

Poor help, too high interest rates on borrowed money. I wouldn't recommend it to my friends Reviewed on: 18th April 2026

Used PayPal for many years ,

Used PayPal for many years , I find them safe and secure dure transactions on line Reviewed on: 18th April 2026

It's convenient and easy to use.

It's convenient and easy to use. Reviewed on: 18th April 2026

PayPal is very simple and Easy and extremely reliable.

PayPal is very simple and Easy and extremely reliable. Reviewed on: 18th April 2026

Miss Lisa butler

Never had a problem all enquiry's dealt with if and when I had any Reviewed on: 18th April 2026

Paypal are brilliant

Paypal have always been open and honest Reviewed on: 18th April 2026

Best payment option

Easy to use, app easy to navigate, payments always quick Reviewed on: 18th April 2026

Fantastic exceptional efficient customer fucused

Fantastic exceptional efficient customer fucused Reviewed on: 18th April 2026

Easy to use and good offers available on larger purc...

Easy to use and good offers available on larger purchases Reviewed on: 18th April 2026

Provider has always been fair which is an important...

Provider has always been fair which is an important principle Reviewed on: 18th April 2026

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