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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Easy and straightforward to use application

Easy and straightforward to use application Reviewed on: 17th April 2026

Very reliable

PayPal is excellent for online shopping, sending money, and running small online businesses. It’s secure, widely accepted, and feature‑rich. Reviewed on: 17th April 2026

PayPal credit has helped me for emergency purchases...

PayPal credit has helped me for emergency purchases and small items I needed with the option of paying with no interest with the pay in 3 option and to spread expenses over time rather than one big hit Reviewed on: 17th April 2026

Moher7874

Having used PayPal for many years now I have found it the best company in my experience Reviewed on: 17th April 2026

Handy to have as back up uncomplicated

Handy to have as back up uncomplicated Reviewed on: 17th April 2026

Easy, no trouble at all to use it.

Easy, no trouble at all to use it. Very protective of cliebts, which is very much appreciated. Best credit to use. Reviewed on: 17th April 2026

Always used PayPal.

Always used PayPal. Never had any issues. Great service!! Reviewed on: 17th April 2026

Pay pal your best friend

Pay pal will always be your best friend .pppp. pay pal pays with a premise. Reviewed on: 17th April 2026

Paypal Credit

Its very convenient and easy to use, especially for online purchases. The application process was quick, and I like the option to spread the cost of larger purchases with promotional interest-free periods. Reviewed on: 17th April 2026

Best way to pay all kind of shopping without touchin...

Best way to pay all kind of shopping without touching wallet. Also instalment opportunities for big purchases. Reviewed on: 17th April 2026

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