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PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181148)

A Simple No Nonsense Solution Is PayPal Credit.

5
Transactions are straightforward, you can get 0% interest over 4 months or pay in 3 interest payments. It's so simple to make a payment iin your paypal account from your bank too. it's a no brainer for me. Reviewed on: 17th April 2026

Great have no problems and feel eveything is secure

5
Great have no problems and feel eveything is secure Reviewed on: 17th April 2026

Been using PayPal for years

5
Been using PayPal for years and always find efficient tool for payments and credit. Reviewed on: 17th April 2026

Fanastic options, always helps when short on cash!

5
Fanastic options, always helps when short on cash! Reviewed on: 17th April 2026

Great and easy to set up, thank you!

5
Great and easy to set up, thank you! Reviewed on: 17th April 2026

I always use PayPal for my payment's and shopping be...

5
I always use PayPal for my payment's and shopping because it is safe and regulated Reviewed on: 17th April 2026

Never had any issue, great app and service

5
Never had any issue and have always had seamless transactions Reviewed on: 17th April 2026

Easy payment with pleasant bonuses.

5
Easy payment with pleasant bonuses. Reviewed on: 17th April 2026

Easy to use and secure use it for all my...

5
Easy to use and secure use it for all my transactions Reviewed on: 17th April 2026

I'm very happy with this service

5
I'm very happy with this service Reviewed on: 17th April 2026

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