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PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

I have been using PayPal credit for many years now n...

5
I have been using PayPal credit for many years now never had any problems always got to have on hand for when they're more expensive purchases arise and pay it back monthly which helps spread the cost would definitely recommend for people that can't afford a lot at once on the interest rates in very fair Reviewed on: 17th April 2026

Save & secure way to pay...

5
Never had any problems with PayPal easy to use always very helpful Reviewed on: 17th April 2026

Wonderful helpful service.

5
Reliable, good on the phone and patient. Generous and helpful . The new credit card is wonderful . Reviewed on: 17th April 2026

Easy,excellent service.

5
Easy,excellent service. No interest fee,perfect for short and long time purchase. Reviewed on: 17th April 2026

Five star

5
Very happy with PayPal, excellent customer service with very helpful individuals on the phone. Constantly offering new products with very good interest rates. Reviewed on: 17th April 2026

Being a customer since 20 years with no problems

5
Being a customer since 20 years with no problems Reviewed on: 17th April 2026

Brilliant service

5
Overall extremely satisfied. Cannot fault. Reviewed on: 17th April 2026

I am able to use PayPal in a variety of places.

5
I am able to use PayPal in a variety of places. Makes it much more safer and convenient for me. Reviewed on: 17th April 2026

I like the new offer for collecting point, but my fa...

5
I like the new offer for collecting point, but my favourite feature are pay in 3 or pay in 4 for no extra cost , it’s great option for booking flights and holidays. Reviewed on: 17th April 2026

I’ve been with PayPal for over 10 years, and I’ve ne...

5
I’ve been with PayPal for over 10 years, and I’ve never had any issues Reviewed on: 17th April 2026

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