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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181149)

Great and easy

5
Everything runs quick and easy had 1 issue once which was quickly sorted Reviewed on: 17th April 2026
JACQUELINE 's avatar
JACQUELINE

Never had any problems using PayPal.

5
Never had any problems using PayPal. Customer service is excellent, only needed to contact once and very helpful. Highly recommend and so easy to use. Reviewed on: 17th April 2026
Heather E's avatar
Heather E

Good experience smart way to shop using it

4
Good experience smart way to shop using it Reviewed on: 17th April 2026
Philip H's avatar
Philip H

Good lenders, multiple ways you can pay which is alw...

5
Good lenders, multiple ways you can pay which is always handy Reviewed on: 17th April 2026
RF's avatar
RF

Excellent service

5
I have very rarely had an issue with PayPal. Been using it for years. Love the pay in three. Think I’ve only contacted customer service once and issue resolved straight away Reviewed on: 17th April 2026
Stephanie R's avatar
Stephanie R

Easy to use, payment safety, would be better if avai...

5
Easy to use, payment safety, would be better if available in a wider variety of outlets, maybe a pay in 12 option would work rather than only pay in 3 Reviewed on: 17th April 2026
Wes 's avatar
Wes

Fast and reliable service i am very satisfied and I...

5
Fast and reliable service i am very satisfied and I will recommend Reviewed on: 17th April 2026
Vasile D's avatar
Vasile D

Good experience all round, the customer service is r...

5
Good experience all round, the customer service is really efficient Reviewed on: 17th April 2026
Darren b's avatar
Darren b

Very good

5
My experience with dealing with paypal customer service was very good in term's of solving my quarry. Reviewed on: 17th April 2026
Denroy B's avatar
Denroy B

Easy and my card arrived quickly...

5
The process has been easy and my card applied quickly Reviewed on: 17th April 2026
Stella's avatar
Stella

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