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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Easy to use straight forward transactions

5
Easy to use straight forward transactions notifies you when you need to pay things off. Never had any problems or the need to use the customer service team but don't doubt that if it came to needing to contact them that it would be officiant also. Reviewed on: 17th April 2026

Very safe and easy.

5
Very safe and easy. Very secure in sending & receiving money Reviewed on: 17th April 2026

Excellent not had any issues at all so easy to...

5
Excellent not had any issues at all so easy to use Reviewed on: 17th April 2026

Easy to use but interest is high

4
Easy to use but interest is high Reviewed on: 17th April 2026

Service available without any disruption and payment...

5
Service available without any disruption and payments accepted everywhere secure and safely Reviewed on: 17th April 2026

The flexibility PayPal offers on paying for my purch...

5
The flexibility PayPal offers on paying for my purchases is by far the best and most convenient way to shop Reviewed on: 17th April 2026

Very good!

5
Very good!I m happy to use PayPal Reviewed on: 17th April 2026

Easy to use always available once in place

5
Easy to use always available once in place Reviewed on: 17th April 2026

Been with paypal for over 10 years!

5
Been with paypal for over 10 years. So convenient and user friendly. Always recommended to friends and family. Reviewed on: 17th April 2026

Paypal creates safe and easy method of payments.

5
Paypal creates safe and easy method of payments.resolve disputes effeciently and gives peace of mind Reviewed on: 17th April 2026

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