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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Great platform

Great platform and they seem to be investing in it and offering more. Great that you can use for international as well. Reviewed on: 17th April 2026

Really easy to use and track your balance etc

Really easy to use and track your balance etc Reviewed on: 17th April 2026

PayPal promise

Always good service and easy to use, fast,reliable and trustworthy service. Reviewed on: 17th April 2026

Clear and simple manage card

Very easy process. Easy to apply and easy checkout. Every transaction is show clear on your account showing even date from when the fees are applied Reviewed on: 17th April 2026

Good Product from Paypal

Overall, I really like the financial product PayPal offers because it helps me with my financial needs. Reviewed on: 17th April 2026

Everything is simple to do.

Everything is simple to do. Very little effort is needed, it's all done for you. Reviewed on: 17th April 2026

Great service

Always gives me flexible options when making larger payments and I need to spread the cost Reviewed on: 17th April 2026

I had a credit with pay pal and within short time I...

I had a credit with pay pal and within short time I had a top up too. Customer service was good and communication was great Reviewed on: 17th April 2026

It’s so convenient, simple and easy to use.

It’s so convenient, simple and easy to use. Reviewed on: 17th April 2026

I love PayPal as it’s reliable and easy

PayPal provides security and peace of mind. I use PayPal all the time because I know I am protected and can choose to pay in three if I need to. Reviewed on: 17th April 2026

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