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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Very good and fair system

5
Very good and fair system, provides great money back options and safety for purchases. Reviewed on: 17th April 2026

Good all round and very helpful.

5
Good all round and very helpful. Reviewed on: 17th April 2026

Excellent

5
Helpful and easy to use. Amaizing usage to purchase from new companies. Reviewed on: 17th April 2026

Letting splitting payments over 4 months without get...

5
Letting splitting payments over 4 months without getting charged which I find very helpful Reviewed on: 17th April 2026

Superb Platform

5
Use PayPal every week , great platform and added protection for purchases . Pay in 3 is a really great way to split payments with no interest …well done Paypal ! Reviewed on: 17th April 2026

The Best!

5
Trustworthy, the only app I fully trust with money. Reviewed on: 17th April 2026

Paypal Credit

5
Ease of set-up. Very good credit limit, flexible payment options and good app which makes it very easy to make payments. Reviewed on: 17th April 2026

Talk about positive experiences

5
Always had very positive experiences and have been with PayPal for years without a problem. They’re always professional, helpful, knowledgeable and polite. Reviewed on: 17th April 2026

Simple to use, well integrated, widely accepted, hel...

5
Simple to use, well integrated, widely accepted, helpful features, quick Reviewed on: 17th April 2026

Everything is smooth, great service

5
Everything is smooth, great service Reviewed on: 17th April 2026

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