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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

It’s really great to have payopal credit and helps a...

It’s really great to have payopal credit and helps a lot in difficult situations and I highly recommend others to use it Reviewed on: 17th April 2026

Good service but needs improvement

I used PayPal Credit and the process was easy and convenient. Payments were simple to manage, and it helped me when I needed flexibility. However, customer support response time could be improved, and clearer communication about fees would be helpful. Overall, a useful service with room for improvement. Reviewed on: 17th April 2026

Happy to use PayPal and feel it provide some protect...

Happy to use PayPal and feel it provide some protection when buying items online Reviewed on: 17th April 2026

Paypal has been amazing from simply paying for servi...

Paypal has been amazing from simply paying for services and items or for paypal credit very handy with sorting my finances. Gives me peace of mind knowing my money and account details ar ein safe hands. Many thanks. Reviewed on: 17th April 2026

Easy to use.

Easy to use. Good service. Value for money. Reviewed on: 17th April 2026

Convenient and Reliable ...

Convenient and Reliable "I've been using PayPal for several years and it has always been straightforward and dependable. Payments are processed quickly and securely, and I appreciate the ease of transferring funds to my bank account." Reviewed on: 17th April 2026

I love the fact they have a paypal card and u can us...

I love the fact they have a paypal card and u can use it on the go. I can set my payment realy easily as well as being able to use pay in 3 which is also a great option. I have not realy had any issues with paypal so i think the time time i had a problem was when i ordered on what i bel8eve was a fake website and i did get get the item i was was refunded with out any issues. Love love paypal Reviewed on: 17th April 2026

Easy to use and reliable service

I’ve been using PayPal Credit for my purchases, and it’s been convenient and easy to manage. Payments are simple, and I like how I can spread the cost. Overall, a helpful service when used carefully. Reviewed on: 17th April 2026

I am highly satisfied with the customer service and...

I am highly satisfied with the customer service and consider the payment system to be unparalleled in the current market. I can confidently state that it offers exceptional ease of use for transactions. Reviewed on: 17th April 2026

PayPal are legends

PayPal have literally saved me numerous times and have got me out of sticky situations financially. They are legends Reviewed on: 17th April 2026

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