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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

I am really liking using pay pal.

I am really liking using pay pal. Specially credit Reviewed on: 17th April 2026

I use PayPal to feel secure about making payments.

I use PayPal to feel secure about making payments. Itis useful for paying over a longer period with pay in 3 and I have also appreciated being able to use the interest free period for larger purchases Reviewed on: 17th April 2026

Good service , give you time to pay , pay pal plus i...

Good service , give you time to pay , pay pal plus is extra rewards which gives you extra money to spend. Reviewed on: 17th April 2026

Reliable and Easy to Use

I have had a good experience using PayPal Credit so far. The platform is straightforward and easy to navigate, which makes managing payments and tracking spending simple. I especially like the flexibility it gives when making purchases, as it allows me to spread costs without too much stress. Customer service has also been responsive whenever I needed support, and overall the service feels secure and dependable. I would recommend PayPal Credit to anyone looking for a convenient and flexible payment option. Reviewed on: 17th April 2026

It’s like Ronseal

It’s like Ronseal… it does just what you need financially, very well. Reviewed on: 17th April 2026

Best experience.

Best experience. I like it. You can buy with 0%. Perfect if you need something now, but no money on the balance. Very simple and fast. I only using paypal for big spending. Excellent experience with great service Reviewed on: 17th April 2026

Intuitive and trustable.

Have being using PayPal and PayPal credit for over 3 years now and still choosing being with the company. So easy to use and very transparent Reviewed on: 16th April 2026

10 years happy customer

Using PayPal for 10 years now, never failed me Reviewed on: 16th April 2026

Excellent service

Excellent service the credit card is easy to use a reliable. Reviewed on: 16th April 2026

PayPal is so easy to navigate!

PayPal is so easy to navigate! So easy that my grandparents can figure out how to use it! Paypal offer great benefits of pay in three and Paypal credit, often with a 0% offer which is always helpful. The customer service is always very helpful and sort any problems as fast as possible. Reviewed on: 16th April 2026

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