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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Smart, Simple Spending with PayPal Credit

PayPal Credit is quick, flexible, and makes spreading the cost simple—perfect for managing purchases without stress. Reviewed on: 16th April 2026

PayPal makes buying online secure and easy.

PayPal makes buying online secure and easy. If you should ever be unfortunate to interact with a seller that is not genuine, PayPal sorts it out for you without stress. Reviewed on: 16th April 2026

easy to navigate

easy to navigate Safe to use you have control at all times Reviewed on: 16th April 2026

Easy pay and accessible to check your account.

Easy pay and accessible to check your account. Reviewed on: 16th April 2026

Very convenient for security and handy tool when mak...

Very convenient for security and handy tool when making a large purchase by spreading the cost over 3 months with no interest charge Reviewed on: 16th April 2026

Good experience.

I enjoy paying using PayPal credit because it allows me to make bigger purchases and paying it back is easy and seamless. Reviewed on: 16th April 2026

Well done PayPal

Great to deal with and very helpful when required Reviewed on: 16th April 2026

Very flexible.

Very flexible. Good security checks of suspect purchases Reviewed on: 16th April 2026

Easy to use, issues are dealt with quickly and effic...

Easy to use, issues are dealt with quickly and efficiently. Great customer service! Reviewed on: 16th April 2026

Excellent service never have a problem

Excellent service never have a problem Reviewed on: 16th April 2026

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