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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Very helpful for use in online transactions.

5
Very helpful for use in online transactions. Reviewed on: 16th April 2026

As a longstanding customer, I still very happy with...

5
As a longstanding customer, I still very happy with PayPal and their service. When contacting customer service, the agent was very polite and thorough. They resolved my problem with clear instructions and reassurance. I’m very happy with my PayPal account and all the payment options they provide. Reviewed on: 16th April 2026

Paypal Credit- Your Solution To Financial Pressure

5
It's being a great experience using PayPal credit. I am given well enough notice about my repayment and it has never failed me whenever I used it for my purchases. I couldn't believe the limit I was given, it's meet my budget and financial needs. I am glad to have signed up. Awesome credit facility. Reviewed on: 16th April 2026

PayPal makes life easy it’s so easy to send and rece...

5
PayPal makes life easy it’s so easy to send and receive money Reviewed on: 16th April 2026

Love PayPal Credit

5
Always happy to use PayPal credit when I need to spread the cost. Love the fact that it’s interest free if you pay in full within 3 months. Really useful for more expensive purchases. if ever I have had any issues I have always managed to get it resolved without too much hassle. Reviewed on: 16th April 2026

Great service

5
I prefer using PayPal than any other method of payment. Reviewed on: 16th April 2026

Easy to set up and use PayPal credit

5
Easy to set up and use PayPal credit Reviewed on: 16th April 2026

Paypal... I use it.

5
Paypal... I use it. Paypal... I use it. Reviewed on: 16th April 2026

Fantastic

5
Easy to use. Offers 0% interest for 6 months on purchases over 100 quid Reviewed on: 16th April 2026

Makes things easy to purchase with simple pay back

5
Makes things easy to purchase with simple pay back Reviewed on: 16th April 2026

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