Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181151)

excellent service very helpful no problem at all

5
excellent service very helpful no problem at all Reviewed on: 16th April 2026

PayPal Review

5
Always had positive experiences with Paypal. Excellent customer support when need and great buyer and seller protection. Reviewed on: 16th April 2026

My experience is all my problems and issues have alw...

4
My experience is all my problems and issues have always been sorted in timely manner Reviewed on: 16th April 2026

Everything fine

4
Everything fine no issues with processes.would recommend to friends and family,quick transfers withoutissues.and quite convenient. Reviewed on: 16th April 2026

PayPal Credit

5
Have used PayPal for years and it’s been very helpful at times, the addition of a virtual card is great Reviewed on: 16th April 2026

Easy fast secure

5
Easy fast secure would defo reccomend to everyone Reviewed on: 16th April 2026

Best credit card on the market

5
Fantastic product enabling easy budgeting Reviewed on: 16th April 2026

PayPal is very easy to use & convenient way to pay...

5
PayPal is very easy to use & a convenient way to pay for shopping, tickets etc.I would highly recommend PayPal to friends & family. I also find the pay in 3 a great way to spread the cost , especially as it's interest free Reviewed on: 16th April 2026

Pay pal provides a excellent.

5
Pay pal provides a excellent. Convenient service Reviewed on: 16th April 2026

Easy as 123

5
Like collection points and if I spend over £100, I can get free interest for four months and genuinely enjoying the customer experience! Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products