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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,343 reviews, last reviewed 17th May 2026
2697600% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good service I have been using PayPal for a very long time, in general having good experiences. Recently there were some charges that I didn't understand but found... Read more Reviewed on: 17th May 2026
carolina s's avatar
carolina s

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109343)

Easy

5
PayPal credit makes paying for large orders manageable. I don’t even use my credit card because PayPal credit allows me to pay back over four months no interest! Reviewed on: 13th June 2022
Sujin Lee's avatar
Sujin Lee

Good

4
I will recommend it to everyone Reviewed on: 13th June 2022
OkSiaw's avatar
OkSiaw

Paypal is safe and quick

5
You can buy pay 3 plan with no intersest! Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

Just Works and 0%

5
Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022
Oliver French's avatar
Oliver French

Great Service

5
The Paypal credit service is truly amazing. I use it a lot as the 0% interest over 4 months which is great. Reviewed on: 13th June 2022
Haroon Ahmed's avatar
Haroon Ahmed

Convenient

4
A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022
pbirch3's avatar
pbirch3

PAYPAL CREDIT

5
It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022
Rubina 's avatar
Rubina

Easy and fast

5
Easy and Quick to use, very handy Reviewed on: 13th June 2022
juan Goncalves's avatar
juan Goncalves

excellent great business

5
Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022
ric blak's avatar
ric blak

Best ever for me like it so much..

5
I’m using them from long time never had any problems. Reviewed on: 13th June 2022
Seyhan Yusufov's avatar
Seyhan Yusufov

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