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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Experience

4
My experience with Paypal has been very satisfactory in general Reviewed on: 16th April 2026

client handcuffed facing tricky advertising and the...

3
client handcuffed facing tricky advertising and the seller not honoured theirs words. Reviewed on: 16th April 2026

Easy to use and efficient, reliable

5
Easy to use and efficient, reliable Reviewed on: 16th April 2026

No hiccups with PayPal

5
No hiccups... Very transparent plus peeks Reviewed on: 16th April 2026

5* would recommend

5
PayPal is so versatile and easy to use either on the web, via the app or even via their physical card if you have PayPal credit. Reviewed on: 16th April 2026

Good service

5
Customer service has always been helpful. Reviewed on: 16th April 2026

Great and always willing to help!

5
Great and easy to deal with whenever I had an issue I spoke to customer service and they provided substantial support Reviewed on: 16th April 2026

Flawless , no issue , clear info regarding balance ,...

5
Flawless , no issue , clear info regarding balance , got a good rebate when I joined in via reverb.com Reviewed on: 16th April 2026

Really helpful service that lets you spread the cost...

5
Really helpful service that lets you spread the cost over 4 months interest free which is fantastic Reviewed on: 16th April 2026

I use PayPal credit and pay in 3 these help out espe...

5
I use PayPal credit and pay in 3 these help out especially in these more expensive times Reviewed on: 16th April 2026

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