Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Fantastic

5
Fast, safe .Great customer service , very useful snd I commented it to everyone Reviewed on: 16th April 2026

PayPal has taken weight off my shoulders.

5
PayPal is the best thing I have used. It’s simple to use and very straight forward. The benefits it offers is truly amazing. It takes a big weight off my shoulders knowing I can use it whenever. Reviewed on: 16th April 2026

PayPal's pay in 3 installment at 0% interest is help...

5
PayPal's pay in 3 installment at 0% interest is helpful. Reviewed on: 16th April 2026

I love PayPal.

5
I love PayPal.. its easy to use and its save to use to. Reviewed on: 16th April 2026

Seamless, easy to use, clear information and guidance

5
Seamless, easy to use, clear information and guidance Reviewed on: 16th April 2026

The advisor I spoke to over a problem I had was able...

5
The advisor I spoke to over a problem I had was able to sort it plus put my mind at rest.He was very friendly and helpful Reviewed on: 16th April 2026

Very ease of use and understanding.

5
Very ease of use and understanding. And process was very quick and easy. Have always used PayPal for majority of my payment without any issues Reviewed on: 16th April 2026

Much better than Klarna!

5
Never had any issues with PayPal. Keep up the excellent service! Reviewed on: 16th April 2026

Shopping with peace of mind and security

5
Very easy to use and if there is a problem, it’s easy to get your money back as well when a vendor loses a parcel Reviewed on: 16th April 2026

It's easy to set up, and you get answers instantly.

5
It's easy to set up, and you get answers instantly. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101309 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products