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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147769)

Hassle free.

5
Good addition to the account. Easy to use in stores and monitoring account via the app is hassle free. Reviewed on: 1st July 2026

Safe secure platform. Easy to use app.

5
Very easy to set up and use. The app is perfect for viewing your acccount status and for paying your bill on time. Reviewed on: 1st July 2026

PayPal be my pal

5
Top Reliable International Payment Platforms with Fast Transfers and Value-Added Services Reviewed on: 1st July 2026

Very happy with PayPal, I use the normal PayPal, ie...

5
Very happy with PayPal, I use the normal PayPal, ie comes straight from your linked account, pay in 3, which is ideal if you’re a bit short of money at the time, and the credit card for purchases over £100. Reviewed on: 1st July 2026

Use PayPal everyday .

5
Use PayPal everyday . Easy to use and different payment options . Have the app and again easy to use everything listed seperatley. So pay in 3, credit , balance and crypto. . Reviewed on: 1st July 2026

PayPal App comes in very handy.

5
PayPal credit comes in very handy. The PayPal app is equally very easy to use and has a has a lot of functionality and features that gives one every thing that one might need to do with a fintech app. Reviewed on: 1st July 2026

Convenient, affordable and prompt.

5
Convenient, affordable and prompt. Reviewed on: 1st July 2026

great and useful service, used it for essential purc...

5
great and useful service, used it for essential purchase that I couldnt pay for outright, didn't even notice I was paying it back! Reviewed on: 1st July 2026

Not had to speak to customer services but the rest o...

5
Not had to speak to customer services but the rest of the service has been spot on Reviewed on: 1st July 2026

Great way to purchase stuff from around the world wi...

4
Great way to purchase stuff from around the world without the worry Reviewed on: 1st July 2026

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