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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

PayPal ensures safe, hassle free transactions

PayPal ensures safe, hassle free transactions, take the worry out of online shopping. PayPal pay in 3 allows me to spread the cost of various purchases over 3 interest free payments. Reviewed on: 31st May 2025

PayPal is excellent on every level

PayPal is excellent on every level Reviewed on: 31st May 2025

Ease of obtaining credit and repayment

Ease of obtaining credit and repayments have made it easier to make purchases that would otherwise be beyond my financial ability to purchase Reviewed on: 31st May 2025

Credits there is easy.

Credits there is easy. You could connect that to some apps and use like normal credit card. And like that many shops use PayPal like ebay. I love use app and security for app is great. Reviewed on: 31st May 2025

Easy to navigate through the website, very knowledge...

Easy to navigate through the website, very knowledgeable professional staff, polite and helpful. Lots of flexable options for payment plan and plenty of promotional offers plus options to donate to good causes and charities. A lot of updates on what's happening on the financial markets Reviewed on: 31st May 2025

Best online financial institution

Very quick and excellent platform for financial management Reviewed on: 31st May 2025

Happy User

So easy to use and very secure. The pay in instalments option is great when you can’t afford something in one payment Reviewed on: 31st May 2025

it's popular for a reasonn

Easy to use and clear communication Reviewed on: 31st May 2025

Makes purchasing easy

Makes purchasing easy - and with the benefit of 4 months interest free on some purchases. One downside is originally I thought there was an interest free period up until statement date, but I understand this is not the case :-( Reviewed on: 31st May 2025

Paypal are very flexible and understanding, they als...

Paypal are very flexible and understanding, they also offer good rates , and the app work seeemley , and I love you can change your payments at any given time, knowing and keeping eye on the account, would like to see the use of a card for online and geral perches of goods, would always use PayPal time and time again Reviewed on: 31st May 2025

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