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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

Reliable and convenient for everyday purchases

5
I use PayPal regularly for online shopping and find it very convenient and secure. The checkout process is quick, and I like not having to enter my card details on multiple websites. PayPal Credit has been useful for spreading the cost of larger purchases when needed, and managing payments through the app is straightforward. Overall, it's a service I use often and have found to be reliable and valuable Reviewed on: 14th July 2026
John L's avatar
John L

Very useful to have 0% finance for 4 months on purch...

5
Very useful to have 0% finance for 4 months on purchases. Quick and seemless. Reviewed on: 14th July 2026
Dayvinho's avatar
Dayvinho

It gives me more flexibility for all my payments

5
It gives me more flexibility for all my payments Reviewed on: 14th July 2026
Lady Edel's avatar
Lady Edel

Perfect !!

5
Perfect very good nice help good people Reviewed on: 14th July 2026
Damian Wieliczka's avatar
Damian Wieliczka

Excellent service.

5
Excellent service. Allows me complete flexibility on my finances while Paypal operating a fair and balanced affordable interest rates. Reviewed on: 14th July 2026
David Lawrence's avatar
David Lawrence

Very good service keep it up very happy

5
Very good service keep it up very happy Reviewed on: 14th July 2026
Atiq Zaman's avatar
Atiq Zaman

Happy to use Paypal I will share it with my...

5
Happy to use Paypal I will share it with my friend Reviewed on: 14th July 2026
Hocine M's avatar
Hocine M

Am happy with my PayPal account.

4
Am happy with my PayPal account. Reviewed on: 14th July 2026
Michael Cavanagh's avatar
Michael Cavanagh

Good so far no problems at all really easy to...

5
Good so far no problems at all really easy to use Reviewed on: 14th July 2026
Max Hampshire's avatar
Max Hampshire

Great customer service

5
Always try to help. Fabulous customer service Reviewed on: 14th July 2026
Phillipene Hayle's avatar
Phillipene Hayle

Review PayPal: PayPal Credit now

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