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PayPal: PayPal Credit reviews

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4.90
Based on 107,017 reviews, last reviewed 14th May 2026
2591500% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use & safe. Easy to use & safe, Sometimes pay in 3 does not work & paypal credit isn't available but on a whole its good. Reviewed on: 14th May 2026
Stuart B's avatar
Stuart B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107017)

I find it so quick and easy to use.

5
I find it so quick and easy to use. Transparent to see transactions and plan spending. Reviewed on: 13th May 2026
Jo C's avatar
Jo C

Just love how easy it is to use I recommend PayPal c...

5
Just love how easy it is to use I recommend PayPal credit to my friends & family for home & holidays Reviewed on: 13th May 2026
Sally 's avatar
Sally

PayPal credit is so easy.

5
PayPal credit is so easy to use to help spread the cost of big or small items. Accepted by lots of places, and now with the new PayPal credit card, it's even more versatile. I highly recommend it, and also setting up a monthly DD for repayments, keeps everything on track. Reviewed on: 13th May 2026
Ann L's avatar
Ann L

Well i had couple problems.

5
Well i had couple problems. One was a Trascation made but they didn't fullfill the agreement. The other was a coin and showed one the goods arrived didn't match what it was selling Reviewed on: 13th May 2026
Alaric de Souza's avatar
Alaric de Souza

Has always been an easy and secure way to make payme...

5
Has always been an easy and secure way to make payments online, app is eay to use and has a nice layout to find things. I would though say paying off balance is does take awhile for the money to be taken which then can cause issues with other things getting taken Reviewed on: 13th May 2026
Jazmin F's avatar
Jazmin F

Safe and secure online.

4
Safe and secure online. I know I will be safe buying Reviewed on: 13th May 2026
philip barrett's avatar
philip barrett

Easy to use

5
Not had any problems, even when PayPal sort out goods not received, refunds are very quickly sorted Reviewed on: 13th May 2026
Denise P's avatar
Denise P

Smooth Operations

5
It has been very smooth overall experience with PayPal in regards to payments. Reviewed on: 13th May 2026
Tmg K's avatar
Tmg K

Satisfied with service .

5
Satisfied with service . Easy to understand. Feel safe using PayPal. Reviewed on: 13th May 2026
John Newcombe 's avatar
John Newcombe

Best very good very good best.

5
Best very good very good best. Grade campaigning grade communities Reviewed on: 13th May 2026
Misha s's avatar
Misha s

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