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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147733 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147734)

PayPal credit helped me out as an international stud...

PayPal credit helped me out as an international student when I needed that money urgently to pay my tuition fees. With a starting limit of £2800 was a life saver. Reviewed on: 1st July 2026

PayPal Credit - Easy to use

Easy to use - Keeps you up to date with your finances and your account - Easy payments scheme, I can recommend. Reviewed on: 1st July 2026

Have used PayPal credit a number of times and it has...

Have used PayPal credit a number of times and it has always been a clear and flawless experience. Very easy to use and understand. Highly recommend. Reviewed on: 1st July 2026

Using this for long time now.

Using this for long time now. Never had any issues Reviewed on: 1st July 2026

I am using PayPal for years and it is always smooth...

I am using PayPal for years and it is always smooth and easy without hidden tricks Reviewed on: 1st July 2026

Good access to paying for items.

Good access to paying for items. Reviewed on: 1st July 2026

Easy to navigate, reasonable payment options

Easy to navigate, reasonable payment options Reviewed on: 1st July 2026

Quick, easy and always there

Easy to apply, quick acceptance times, on par interest rates, some great deals to be had around the interest rates such as pay in 3 interest free etc. Reviewed on: 1st July 2026

Was really pleased with my available credit amount,...

Was really pleased with my available credit amount, love the 4 months free interest feature too! Reviewed on: 1st July 2026

Its so easy to use, and I find it very...

Its so easy to use, and I find it very convenient Reviewed on: 1st July 2026

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