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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,991 reviews, last reviewed 14th May 2026
2590300% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay Always sorts any problems with no fuss, easy yo use and top security with account Reviewed on: 14th May 2026
Stuart Baird's avatar
Stuart Baird

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106991)

Easy to use

5
Easy to use and very helpful . I can use any where Reviewed on: 13th May 2026
Sarah J's avatar
Sarah J

Simply the best and had a seamless experience with t...

5
Simply the best and had a seamless experience with the service. Impeccable Reviewed on: 13th May 2026
Akintomide M's avatar
Akintomide M

Excellent

5
My experience with PayPal as been always excellent Reviewed on: 13th May 2026
Terry Edwards's avatar
Terry Edwards

Credit function was switched off without reason

3
Credit function was switched off without reason Reviewed on: 13th May 2026
C J's avatar
C J

Seagull1956

5
Very easy to use and very reliable Reviewed on: 13th May 2026
Philip W's avatar
Philip W

It's easy quick and no issues.

5
It's easy quick and no issues. It's easy to track spending and work out payment. You can set up direct debit and can be used on alot of websites its my go to Reviewed on: 13th May 2026
Michelle P's avatar
Michelle P

Excellent

5
Quick and good service . I enjoy using PayPal credit and its safe Reviewed on: 13th May 2026
Simba M's avatar
Simba M

Always helpful, very efficient.

5
Always helpful, very efficient. Show genuine concern and empathy. Reviewed on: 13th May 2026
Francis Gamble's avatar
Francis Gamble

Very good for use PayPal to online transactions abso...

5
Very good for use PayPal to online transactions absolutely very happy Reviewed on: 13th May 2026
Mubarak Gungad 's avatar
Mubarak Gungad

Pay your pals. No problem with PayPal.

5
No problem with PayPal. Very straightforward and easy to use Reviewed on: 13th May 2026
Susan S's avatar
Susan S

Review PayPal: PayPal Credit now

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