Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Easy to use, helpful support , great service

Easy to use, helpful support , great service Reviewed on: 14th July 2026

I've been trying for an age to get the credit on my...

I've been trying for an age to get the credit on my account to be paid back to me and it's impossible and customer services do not help Reviewed on: 14th July 2026

Love PayPal credit

PayPal credit is easy to use, reliable and great for all types of transactions Reviewed on: 14th July 2026

No disappointment so far.

No disappointment so far. I particularly like the 3 stage payment option. Great for managing cash flow. Reviewed on: 14th July 2026

Handy paypal..

Very handy and easy to use . I always use PayPal as its safe for purchases online and customer service is second to none. Reviewed on: 14th July 2026

excellent service

staf always polite and Curtis whenever I've called with issues that they have sorted for me in the past Reviewed on: 14th July 2026

I have never encountered any problems using paypal

I have never encountered any problems using paypal Reviewed on: 14th July 2026

Paypal is a way im able to get things with all its d...

Paypal is a way im able to get things with all its different ways to pay and helps spread the cost to make it easy to get items you can not afford to get in one payment. Paypal has been a life line for me from time to time. Reviewed on: 14th July 2026

Easy to use - efficient - security aware - great cre...

Easy to use - efficient - security aware - great credit facility when needed - no problems whatsoever- would recommend Reviewed on: 14th July 2026

It's excellent

It's excellent superb and it's always relayable Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101292 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub