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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147681)

Simple and effective

5
Easy to use and very efficient. Transactions were processed quickly and without hassle. Reviewed on: 1st July 2026

PayPal cerdit is fantastic helps you buy things an...

5
PayPal cerdit is fantastic helps you buy things and pay for it later when you really need it ,also you can use PayPal to purchase items from a wide range of places so versatile Reviewed on: 1st July 2026

Feel Safe With Paypal

5
The app is easy to use. I feel it is safe to use and protected. When I have had an issue with a seller, the customer service team have been easy to contact and helped me deal with it quickly. Reviewed on: 1st July 2026

Paypal is a reliable and dependable

5
Paypal is a reliable and dependable service that I would continue to recommend to family and friends Reviewed on: 1st July 2026

great customer service and care well set out terms a...

5
great customer service and care well set out terms and very helpful app to make all your transactions go easier . Reviewed on: 1st July 2026

I have PayPal over the 15 years and I’m happy...

4
I have PayPal over the 15 years and I’m happy so far Reviewed on: 1st July 2026

Easy times

5
Very easy to set up and use. A simple system for anyone to use with a whole of different payment options Reviewed on: 1st July 2026

Great service

4
Great experience ,and always pleased to use,I’ve had never experienced bad stuff thanx Reviewed on: 1st July 2026

Easy to use

4
Easy to use, fast to process would recommend Reviewed on: 1st July 2026

Very good, I can buy things I want to and spread cost.

5
Very good, I can buy things I want to and spread cost. It helped me buying things for my new home. Much appreciated Reviewed on: 1st July 2026

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